Have you ever been refused a car loan due to the fact that you have CCJ’s or defaults? Are you self employed or have an unfortunate credit history? If so, don’t worry we can help you secure a fantastic deal on your next car.
Here at First Choice Loans, we have access to hundreds of used vehicles on which we can offer attractive monthly payments. We focus on helping customers who have been turned down in the past and locating quality used cars at great prices.
Our Guaranteed Car Loans require very few documents when compared to other types of loans which can be classified into the three categories of documents supporting your identity, your residence, and your income.
Identity Proof:
For authenticating your identity as a UK citizen, a copy of any document that can prove your identity such as your passport or your driver's license is more than sufficient. Any one of the above documents with your attested photograph is proof that you indeed are the person you profess to be.
Proof of Residence:
An attested copy of your passport or your driver's license if you reside at the same place as entered in the above-mentioned documents will do. In case you stay as a tenant, different from the one mentioned passport, you can produce utility bills (electricity or telephone) of the place as your evidence of residence.
Income Proof:
Salaried people need to submit their latest salary slips, and their bank statements for the last 6 months as an evidence of their regular employment. Self-employed people need to provide their tax returns for the last 2 years as proof of income.
Do not hesitate to apply even if you have been turned down before due to bad credit in the past. This is because even with defaults, judgments, arrears, slow pays, bankruptcy or auto repossession in your past, you easily qualify for our guaranteed car loans. Go to our guaranteed car loans’ application to apply for bad credit car finances.
